{"id":10660,"date":"2019-02-13T13:08:11","date_gmt":"2019-02-13T12:08:11","guid":{"rendered":"https:\/\/popelky.cz\/pokus_sablona\/?p=10660"},"modified":"2019-09-23T13:39:57","modified_gmt":"2019-09-23T11:39:57","slug":"na-pojisteni-domacnosti-nesetrete-rozhodne-ne-na-ukor-ochrany","status":"publish","type":"post","link":"https:\/\/popelky.cz\/verze7-0\/dum-a-byt\/na-pojisteni-domacnosti-nesetrete-rozhodne-ne-na-ukor-ochrany.html","title":{"rendered":"Na poji\u0161t\u011bn\u00ed dom\u00e1cnosti ne\u0161et\u0159ete. Rozhodn\u011b ne na \u00fakor ochrany!"},"content":{"rendered":"

Views: 48<\/p>

N\u011bkdo si na dom\u00e1c\u00edm vybaven\u00ed p\u0159\u00edli\u0161 nepotrp\u00ed a investuje pen\u00edze jinak. V\u011bt\u0161ina lid\u00ed si ale \u010das od \u010dasu ud\u011bl\u00e1 n\u011b\u010d\u00edm radost a hodnota dom\u00e1cnosti pr\u016fb\u011b\u017en\u011b stoup\u00e1. A v n\u011bkter\u00fdch dom\u00e1cnostech se postupn\u011b nahromad\u00ed tolik cennost\u00ed, \u017ee jejich cena p\u0159ev\u00fd\u0161\u00ed hodnotu samotn\u00e9 nemovitosti. A\u0165 u\u017e to m\u00e1te jakkoliv, m\u011bli byste si dom\u00e1cnost pojistit.<\/em><\/p>\n

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V prv\u00e9 \u0159ad\u011b si ud\u011blejte jasno mezi dv\u011bma z\u00e1kladn\u00edmi pojmy. \u010cast\u00fdm ne\u0161varem je zam\u011b\u0148ov\u00e1n\u00ed poji\u0161t\u011bn\u00ed dom\u00e1cnosti a nemovitosti. V obou p\u0159\u00edpadech jde o poji\u0161t\u011bn\u00ed majetku<\/a>, nicm\u00e9n\u011b dom\u00e1cnost zahrnuje pouze vybaven\u00ed, kde\u017eto poji\u0161t\u011bn\u00ed nemovitosti stavbu a jej\u00ed pevn\u00e9 sou\u010d\u00e1sti.<\/p>\n

Rozsah pojistn\u00e9ho kryt\u00ed je velmi \u0161irok\u00fd<\/h2>\n

Co v\u0161echno v\u00e1m poji\u0161\u0165ovna v r\u00e1mci poji\u0161t\u011bn\u00ed dom\u00e1cnosti pojist\u00ed? Mo\u017en\u00e1 se budete divit, ale rozhodn\u011b se nejedn\u00e1 pouze o v\u011bci s vysokou finan\u010dn\u00ed hodnotou. Pojistit si m\u016f\u017eete t\u00e9m\u011b\u0159 v\u0161e \u2013 n\u00e1bytek, elektroniku, v\u011bci denn\u00ed pot\u0159eby, oble\u010den\u00ed, sportovn\u00ed pot\u0159eby, ale tak\u00e9 pen\u00edze, \u0161perky a jin\u00e9 cennosti.<\/p>\n

\"popelky.cz\/pokus_sablona<\/a>

popelky.cz online ergo cz 01<\/p><\/div>\n

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Dejte si v\u0161ak dobr\u00fd pozor na to, jak se poji\u0161\u0165ovna stav\u00ed k hodnot\u011b v\u011bc\u00ed. B\u011b\u017en\u00e1 pojistka pravd\u011bpodobn\u011b nebude sta\u010dit k pokryt\u00ed vybaven\u00ed, jeho\u017e hodnota je \u201enadstandardn\u00ed\u201c. Do t\u00e9to kategorie spadaj\u00ed nap\u0159\u00edklad velmi drah\u00e9 \u0161perky, profi horsk\u00e9 kolo za sto pades\u00e1t tis\u00edc korun apod.<\/p>\n

Co ovliv\u0148uje v\u00fd\u0161i pojistn\u00e9ho?<\/h2>\n

Kolik za poji\u0161t\u011bn\u00ed dom\u00e1cnosti zaplat\u00edte? V\u011bt\u0161ina poji\u0161\u0165oven bere v \u00favahu mno\u017estv\u00ed r\u016fzn\u00fdch faktor\u016f, mezi kter\u00e9 pat\u0159\u00ed lokalita, riziko p\u0159\u00edrodn\u00edch pohrom a hodnota vybaven\u00ed bytu. Plat\u00ed p\u0159itom p\u0159\u00edm\u00e1 \u00fam\u011bra \u2013 za poji\u0161t\u011bn\u00ed dra\u017e\u0161\u00edho vybaven\u00ed zaplat\u00edte v\u00edce. Na kone\u010dn\u00e9 cen\u011b se m\u016f\u017ee projevit tak\u00e9 patro, ve kter\u00e9m se byt nach\u00e1z\u00ed a dal\u0161\u00ed krit\u00e9ria.<\/p>\n

\"popelky.cz\/pokus_sablona<\/a>

popelky.cz online ergo cz 02<\/p><\/div>\n

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Suma sum\u00e1rum v\u00e1s poji\u0161t\u011bn\u00ed dom\u00e1cnosti vyjde na n\u011bkolik set a\u017e tis\u00edc korun za rok. Ov\u0161em pozor \u2013 p\u0159i v\u00fdb\u011bru poji\u0161t\u011bn\u00ed by nem\u011bla hr\u00e1t hlavn\u00ed roli cena, ale sp\u00ed\u0161e rozsah kryt\u00ed a celkov\u00e1 kvalita produktu.<\/p>\n

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Sta\u010dit v\u00e1m m\u016f\u017ee i levn\u00e9 poji\u0161t\u011bn\u00ed, ale rozhodn\u011b by nem\u011blo b\u00fdt poddimenzovan\u00e9. Z druh\u00e9 strany se v\u00e1m nevyplat\u00ed p\u0159ipl\u00e1cet za p\u0159ipoji\u0161t\u011bn\u00ed, kter\u00e9 byste nikdy nevyu\u017eili.<\/p>\n

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S atraktivn\u00ed nab\u00eddkou p\u0159i\u0161la poji\u0161\u0165ovna Ergo. Nab\u00edz\u00ed poji\u0161t\u011bn\u00ed dom\u00e1cnosti online<\/a> na z\u00e1klad\u011b obytn\u00e9 plochy. Produkt s p\u0159\u00edzna\u010dn\u00fdm n\u00e1zvem Bezpe\u010dn\u00fd domov byl navr\u017een tak, aby bylo eliminov\u00e1no riziko podpoji\u0161t\u011bn\u00ed<\/a> a komplikovan\u00e9ho oce\u0148ov\u00e1n\u00ed majetku. Pau\u0161\u00e1ln\u00ed \u010d\u00e1stkou podle obytn\u00e9 plochy lze pojistit rodinn\u00fd d\u016fm s max. dv\u011bma bytov\u00fdmi jednotkami, byt v osobn\u00edm vlastnictv\u00ed nebo trvale obydlenou dom\u00e1cnost. Z\u00e1jemci o sou\u010dasn\u00e9 poji\u0161t\u011bn\u00ed dom\u00e1cnosti a budovy z\u00edskaj\u00ed slevu 5 %.<\/p>\n

\"popelky.cz\/pokus_sablona<\/a>

popelky.cz online ergo cz 03<\/p><\/div>\n

S v\u00fdb\u011brem v\u00e1m pom\u016f\u017ee odborn\u00edk<\/h2>\n

Pokud se v rozs\u00e1hl\u00e9 nab\u00eddce produkt\u016f ztrat\u00edte, kdykoliv se m\u016f\u017eete obr\u00e1tit na specialistu, kter\u00fd v\u00e1s sv\u011btem poji\u0161t\u011bn\u00ed dom\u00e1cnosti provede tak\u0159\u00edkaj\u00edc za ru\u010di\u010dku. Sd\u011bl\u00edte mu, jak\u00e9 kryt\u00ed vy\u017eadujete, a on v\u00e1m doporu\u010d\u00ed vhodn\u00e9 \u0159e\u0161en\u00ed. Dejte si v\u0161ak dobr\u00fd pozor na to, aby nestranil konkr\u00e9tn\u00ed poji\u0161\u0165ovn\u011b.<\/p>\n

U\u0161et\u0159it ano, ale ne na \u00fakor kvality<\/h2>\n

Chcete na poji\u0161t\u011bn\u00ed dom\u00e1cnosti u\u0161et\u0159it? Rozhodn\u011b by to nem\u011blo b\u00fdt na \u00fakor rozsahu kryt\u00ed, v\u00fd\u0161e pln\u011bn\u00ed a dal\u0161\u00edch d\u016fle\u017eit\u00fdch atribut\u016f.<\/p>\n

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Pokud si troufnete na sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed dom\u00e1cnosti online, u\u0161et\u0159\u00edte oproti starom\u00f3dn\u00edmu zp\u016fsobu (n\u00e1v\u0161t\u011bva pobo\u010dky) i des\u00edtky procent. Nen\u00ed tajemstv\u00edm, \u017ee poji\u0161\u0165ovny nab\u00edz\u00ed mnohem ni\u017e\u0161\u00ed ceny pr\u00e1v\u011b p\u0159i sjedn\u00e1n\u00ed p\u0159es internet.<\/p>\n

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Chcete-li se dozv\u011bd\u011bt dal\u0161\u00ed d\u016fle\u017eit\u00e9 informace, p\u0159e\u010dt\u011bte si odpov\u011bdi na nej\u010dast\u011bj\u0161\u00ed dotazy k poji\u0161t\u011bn\u00ed dom\u00e1cnosti<\/a>.<\/p>\n

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Co dodat z\u00e1v\u011brem? V\u017edy si pozorn\u011b p\u0159e\u010dt\u011bte smlouvu a zam\u011b\u0159te se na v\u00fdluky. P\u0159edejdete nep\u0159\u00edjemn\u00e9mu zji\u0161t\u011bn\u00ed, \u017ee v\u00e1m poji\u0161\u0165ovna neuzn\u00e1 n\u00e1hradu \u0161kody, proto\u017ee k n\u00ed do\u0161lo zp\u016fsobem, kter\u00fd nen\u00ed sou\u010d\u00e1st\u00ed pojistn\u00e9ho kryt\u00ed.<\/p>\n","protected":false},"excerpt":{"rendered":"

Views: 48N\u011bkdo si na dom\u00e1c\u00edm vybaven\u00ed p\u0159\u00edli\u0161 nepotrp\u00ed a investuje pen\u00edze jinak. V\u011bt\u0161ina lid\u00ed si ale \u010das od \u010dasu ud\u011bl\u00e1 n\u011b\u010d\u00edm radost a hodnota dom\u00e1cnosti pr\u016fb\u011b\u017en\u011b stoup\u00e1. A v n\u011bkter\u00fdch dom\u00e1cnostech se postupn\u011b nahromad\u00ed tolik cennost\u00ed, \u017ee jejich cena p\u0159ev\u00fd\u0161\u00ed hodnotu samotn\u00e9 nemovitosti. A\u0165 u\u017e to m\u00e1te jakkoliv, m\u011bli byste si dom\u00e1cnost pojistit.   V […]<\/p>\n","protected":false},"author":5,"featured_media":10661,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51,23],"tags":[],"class_list":["post-10660","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-komerce","category-dum-a-byt"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t